NODAWAY VALLEY BANK INTEREST RATE SHEET-MEMBER FDIC
ANNUAL PERCENTAGE YIELD (APY) ACCURATE AS OF APRIL 18, 2008
A PENALTY MAY OR WILL BE IMPOSED FOR EARLY WITHDRAWAL AND MAY REDUCE EARNINGS.
CERTIFICATES OF DEPOSIT*
| Term |
Interest Rates |
APY CDs |
APY IRAs |
Minimum Balancea |
| Promotional 7 Month |
2.75%1 |
2.77%2 |
2.77%5 |
$500.00 |
| Promotional 13 Month |
2.85%1 |
2.85%3 |
2.85%5 |
$500.00 |
| Promotional 25 Month |
3.10%1 |
3.10%3 |
3.10%5 |
$500.00 |
| Promotional 37 Month |
3.30%1 |
3.30%3 |
3.30%5 |
$500.00 |
| Promotional 55 Month |
3.45%1 |
3.45%3 |
3.45%5 |
$500.00 |
SAVINGS AND TRANSACTION ACCOUNTS*
RATES REVIEWED WEEKLY AND SUBJECT
TO CHANGE ANYTIME AT OUR DISCRETION.
ANY FEES/CHARGES ASSESSED IN CONJUNCTION
WITH THESE ACCOUNTS MAY REDUCE EARNINGS.
| Account Type |
Interest Rates |
APY |
Minimum Balance to Open |
| Reward Checking |
3.94% |
4.01% |
$50.00
($0.01-$25,000.00)e |
| Reward Checking |
1.00% |
1.01% |
$50.00
($25,000.01 & Over)e |
| Reward Checking |
.25% |
.25% |
$50.00f |
| Now Account |
.40% |
.40% |
$1000.00 |
| Interest Checking |
.30% |
.30% |
$100.00
($500.00-$9,999.99)c |
| Interest Checking |
.35% |
.35% |
$100.00
($10,000.00-$29,999.99)c |
| Interest Checking |
.45% |
.45% |
$100.00
($30,000.00-$59,999.99)c |
| Interest Checking |
.55% |
.55% |
$100.00
($60,000.00 & Over)c |
| Community Hero Account |
.10% |
.10% |
$50.00
($0-$999.99)c |
| Community Hero Account |
.25% |
.25% |
$50.00
($1,000.00-$9,999.99)c |
| Community Hero Account |
.30% |
.30% |
$50.00
($10,000.00-$29,999.99)c |
| Community Hero Account |
.40% |
.40% |
$50.00
($30,000.00-$59,999.99)c |
| Community Hero Account |
.50% |
.50% |
$50.00
($60,000.00 & Over)c |
| RateMax Money Market |
.60% |
.60% |
$100.00
($1,000.00-$9,999.99)c |
| RateMax Money Market |
1.35% |
1.36% |
$100.00
($10,000.00-$24,999.99)c |
| RateMax Money Market |
1.60% |
1.61% |
$100.00
($25,000.00-$49,999.99)c |
| RateMax Money Market |
1.90% |
1.92% |
$100.00
($50,000.00-$74,999.99)c |
| RateMax Money Market |
2.05% |
2.07% |
$100.00
($75,000.00 & Over)c |
| Savings Account |
.50% |
.50% |
$50.00d |
| a |
Required to open and maintain stated annual percentage yield (APY)
|
| c |
Required to maintain stated annual percentage yield (APY) if no service charge or charge for maintenance is imposed
|
| d |
If no service charge or charge for maintenance is imposed, $1.00 balance required to maintain stated annual percentage yield (APY)
|
| e |
Bonus Rate Requirements per cycle to earn stated annual percentage yield (APY):
- 10 Debit Card Transactions (ATM does NOT count);
- At Least One Direct Deposit or ACH Debit; and
- Receive Electronic Statement
|
| f |
If Bonus Rate Requirements are not met in (e) all funds earn the stated annual percentage yield (APY)
|
|
1
|
Subject to change at renewal
|
| 2 |
Compounded at renewal
|
| 3 |
Compounded annually
|
|
5
|
compounded annually on December 31st and/or at maturity
|
|
*
|
Additional Rates available upon request
|
MARYVILLE (660) 562-3232 MOUND CITY (660) 442-3131
SAVANNAH (816) 324-3158 ST JOSEPH (816) 364-5678
