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Rates

 Rates and APYs accurate as of: June 7, 2013
 

CERTIFICATES OF DEPOSIT*

  Interest Rates APY CDs APY IRAs Minimum Balance
6 Month 0.25%1 0.25%2 0.25%5 $500.00
12 Month 0.40%1 0.40%3 0.40%5 $500.00
24 Month 0.55%1 0.55%3 0.55%5 $500.00
36 Month 0.70%1 0.70%3 0.70%5 $500.00
48 Month 0.85%1 0.85%3 0.85%5 $500.00
60 Month 1.00%1 1.00%3 1.00%5 $500.00

 

SAVINGS AND TRANSACTION ACCOUNTS

  Interest Rates APY Minimum Balance to Open  
Reward Checking 0.75% 0.75%6 $50.00
($0.01-$25,000.00)ec
 
Reward Checking 0.20% 0.20%6 $50.00
($25,000.01 & Over)ec
 
Reward Checking 0.05% 0.05%6 $50.00f  
Interest Checking 0.05% 0.05%6 $100.00
($500.00-$9,999.99)c
 
Interest Checking 0.05% 0.05%6 $100.00
($10,000.00-$29,999.99)c
 
Interest Checking 0.05% 0.05%6 $100.00
($30,000.00-$59,999.99)c
 
Interest Checking 0.05% 0.05%6 $100.00
($60,000.00 & Over)c
 
Money Market 0.10% 0.10%6 $1000.00
($500-$9,999.99)c
 
Money Market 0.10% 0.10%6 $1000.00
($10,000.00-$49,999.99)c
 
Money Market 0.15% 0.15%6 $1000.00
($50,000.00-$99,999.99)c
 
Money Market 0.20% 0.20%6 $1000.00
($100,000.00 & Over)c
 
RateMax Money Market 0.10% 0.10%6 $100.00
($1,000.00-$9,999.99)c
 
RateMax Money Market 0.10% 0.10%6 $100.00
($10,000.00-$24,999.99)c
 
RateMax Money Market 0.15% 0.15%6 $100.00
($25,000.00-$49,999.99)c
 
RateMax Money Market 0.20% 0.20%6 $100.00
($50,000.00-$74,999.99)c
 
RateMax Money Market 0.25% 0.25%6 $100.00
($75,000.00 & Over)c
 
Savings Account 0.15% 0.15%7 $50.00d  

 

a Required to open and maintain stated annual percentage yield (APY)
c Required to maintain stated annual percentage yield (APY) if no service charge or charge for maintenance is imposed
d If no service charge or charge for maintenance is imposed, $1.00 balance required to maintain stated annual percentage yield (APY)
e Bonus Rate Requirements per cycle to earn stated annual percentage yield (APY):  
  • 10 Debit Card Transactions (ATM does NOT count);
  • At Least One Direct Deposit or ACH Debit; and
  • Receive Electronic Statement
 f If Bonus Rate Requirements are not met in (e) all funds earn the stated annual percentage yield (APY)
1 Subject to change at renewal
2 Compounded at renewal
3 Compounded annually
5 Compounded annually on December 31st and/or at maturity
6 Compounded monthly
7 Compounded quarterly
* Additional Rates available upon request