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Investment Planning

Investment planning is more than just deciding where to invest your money. There are many considerations to take into account and these articles are just the place to start learning smart strategies. Read our most recent articles or search the Categories below for a specific topic such as:

  • Tax Strategies 
  • Education (ex: Using 529 Plans to Invest for College & Manage Wealth)
  • Estate Planning (ex: Saving for Short-Term Financial Goals)
  • Finances (ex: Pay Yourself First - and Regularly)
  • Managing Your Investment (ex: Diversification - Reducing Portfolio Risk)
  • And much more!

This library of information will give you insight on important financial topics! Simple click on one of the article please or select the category you wish to search and enjoy reading information that is easy to understand.

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Results: 27 Articles found.

Saving for Short-Term Financial Goals

Most of us know we need to save for our future goals. Buying a home, providing an education for our children and investing for a secure retirement are the most common long-term savings goals. But what about next year’s vacation, remodeling or refurbishing your house, or buying a second car?

Naming Beneficiaries of Insurance Policies and Retirement Plans

One estate planning concern that is shared by people from all walks of life is who gets what when you pass on. While some individuals logically may assume that a last will and testament is the only official forum to express such decisions, that is not always the case. Often, an equally important issue is determining who to name as beneficiary on life insurance policies, employer-sponsored retirement plan accounts and IRAs, since beneficiaries of these assets are paid directly as named...

Getting Your Children Involved in Saving for College

The planning required to send a child to college may seem overwhelming, but parents do not have to do all the work. Getting children involved in college planning may be an excellent way to teach responsibility to young people—a lesson that could reap benefits well beyond their college years.

Diversification: A Fundamental Strategy for Reducing Portfolio Risk

Diversification is one of the most basic investment concepts. It is used by novice investors and sophisticated portfolio managers alike to help reduce portfolio risk and dampen the negative effects of market volatility. The premise behind diversification is easy to grasp: When you own a range of investments, you may reduce risk by creating the potential for better performers to compensate for poor performers.

Good Debt, Bad Debt: Keys for Knowing the Difference

Today debt and instant credit are part of our everyday lives. The convenience of instant credit, however, has taken its toll. Many individuals use credit cards to spend more than they earn. Some, who never use credit, can be denied a loan or credit when they have a justifiable use for it. Using credit establishes a history of financial responsibility: Until you establish a credit history, your chances of qualifying for an important loan, such as a mortgage, are greatly reduced.

 
Results: 27 Articles found.
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