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Investment Planning

Investment planning is more than just deciding where to invest your money. There are many considerations to take into account and these articles are just the place to start learning smart strategies. Read our most recent articles or search the Categories below for a specific topic such as:

  • Tax Strategies 
  • Education (ex: Using 529 Plans to Invest for College & Manage Wealth)
  • Estate Planning (ex: Saving for Short-Term Financial Goals)
  • Finances (ex: Pay Yourself First - and Regularly)
  • Managing Your Investment (ex: Diversification - Reducing Portfolio Risk)
  • And much more!

This library of information will give you insight on important financial topics! Simple click on one of the article please or select the category you wish to search and enjoy reading information that is easy to understand.

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Results: 11 Articles found.

How Much Do You Need to Retire?

Americans used to count on a pension plus Social Security to get them through their “golden years.” But times have changed. Today defined benefit pension plans are becoming much less common, people change jobs more often and most manage their own retirement funds through defined contribution plans.

Reduce Debt, the Systematic Way

In America today, carrying some debt is unavoidable but how much debt is tool much? Assess your debt and begin reducing it with three easy steps .

Inflation Happens: Don’t Let It Derail Your Long-Term Plans

A penny saved is a penny earned, right? Not necessarily. Thanks to inflation, over time that penny could be worth less than when it was first dropped into the piggy bank. That’s why if you're investing—especially for major goals years away, such as retirement—you can’t afford to ignore the corrosive effect rising prices can have on the value of your assets.

Federal and State College Financial Aid Programs

The cost of financing a college education can be daunting to many families. The good news is that a family does not have to be in a low-income bracket to qualify for many current aid programs.

Enhancing Charitable Gifts With Life Insurance

If you are a regular donor to charity, life insurance could help you to make a much larger gift to your cause of choice.1 Instead of making periodic cash contributions to a charity, you could use the same amount to pay the premium on a life insurance policy to benefit the charity. Upon your death, the charity would receive the full face value of your policy—which would likely amount to considerably more than you could afford to donate during your lifetime.

Managing Health Care Costs: Tips for Small Businesses

Employer-sponsored health insurance is considered by business owners and employees alike to be one of the most important benefits available in the workplace today. Yet skyrocketing costs are making it more difficult for small businesses to attract and retain skilled workers with the promise of health insurance

Understanding Your Retirement Income Replacement Ratio

Although the term retirement income replacement ratio sounds formidable, it’s actually a simple, understandable concept that doesn’t require any fancy math. The ratio helps you zero in on your retirement savings goal and periodically measure your progress as you move toward your target. Will you need 60%, 75%, 90% or even 100% of the income you have in your last year of work to maintain a desirable standard of living after you retire?

Investing Through Life’s Stages

Read this simple guide on how to get started in investing and how to reassess your investment strategies through multiple life changes.

Kids & Money: Nurturing Your Child’s Financial Growth

Most kids learn the basics of money and making change in elementary school, but probably won’t learn how to manage money unless they choose finance as a career path. That means it is up to all of us to see that our children reach adulthood prepared to face life’s fiscal challenges.

Keeping Up With Your IRA: Tax Season Tips

If you’re one of the millions of Americans who owns either a traditional individual retirement account (IRA) or a Roth IRA, then the approach of tax season should serve as a reminder to review your retirement savings strategies and make any changes that will enhance your prospects for long-term financial security. It’s also a good time to open an IRA if you don’t already have one.

Maintain a Good Credit Rating

For better or for worse, the American way of financial life relies on debt as a way of solidifying a desired lifestyle. Therefore, it is important to establish a good credit history if you intend on making more substantial, debt-financed purchases in the future.

 
Results: 11 Articles found.
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