Health Savings Account (HSA)

NVB Health Savings Accounts allow employers to make tax-free contributions to employee health insurance plans. Employees may also fund these accounts through pre-tax payroll deductions. Click here to view the current contribution limits.

Individual Family


  • No minimum balance
  • No monthly fees
  • Earn interest with a $500 daily collected balance
  • We will file the required annual IRS report
  • A $5 monthly service charge fee will be charged if the balance falls below $100 and there has been no account activity in the previous 24 months

Employee Perks


  • Employee must participate in a high-deductible health plan (HDHP)
  • Cannot have additional health insurance coverage through a non-HDHP
  • Cannot be enrolled in Medicare or receiving VA Benefits
  • Cannot be claimed as a dependent on another person’s tax return


What You Need to Know

Click here to view the current contribution limits and FAQs for our Health Savings Account.

  • Paper statements are available for a $4 monthly fee. Online statements are FREE.

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