Business Overdraft Services

Avoid the embarrassment and inconvenience of a declined card or check, plus costly fees from merchants for returned checks with NVB’s Overdraft Privilege (ODP).


  • Overdraft coverage up to $1,500
  • Checks, Debit Card transactions and ACH payments are eligible items
  • See our fee schedule for fees assessed on overdraft items


What You Need to Know

ODP is a discretionary program that the bank may restrict at any time. There is no guarantee that overdrafts will be paid. The bank reserves the right not to pay items that overdraw an account. You should make every effort to immediately cover an overdraft. Any deposits made to an overdrawn account will be applied first to the negative balance.

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