Prepaid Account

An instant issue prepaid card account.

Enjoy the simplicity and ease of a prepaid card with the benefits of a banking relationship. There’s no overdraft fees, activation fee, or balance requirements. It really is a carefree solution.


  • $5 minimum opening deposit
  • No overdraft fees – ever
  • No up-front or monthly service charge, regardless of debit/reloading activity, however,
  • A $5 monthly dormant account charge will apply after 90 days of inactivity.
  • No minimum or maximum balance requirements
  • Reload card with cash deposits at any NVB location or attached ATM, or with an online or mobile transfer between account or Mobile Deposit ($.75 per deposited item).
  • Online statement. Paper statement $4.
  • Check writing option ($.50 per presented item)


  • Establish direct deposit and eliminate costly payroll check-cashing fees
  • Receive electronic payments, tax refunds and other payments
  • A easy way to budget income
  • NVB Online and Mobile access to, with free online bill payment option ($.50 per item after 25 per statement period).
  • FDIC insured


  • Make purchases online, by phone or in person
  • Get cash back at the register or any ATM1
  • Schedule online payments with NVB Bill Pay
  • Setup automatic payments/withdrawals (ACH)

What you need to know:
With an adult co-owner, minors age 12 and up may have a Care-free card account.
View our fee schedule for fees associated with using a non-NVB ATM.

How may we help you?

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