Enjoy the best of both worlds – our Free Checking account with the opportunity to earn a premium interest rate, plus free ATM usage nationwide*.View rates Open Account Online
- Earn “Bonus” Rate and refunded ATM fees1 when requirements are met.*
- Interest paid on all collected balances.
- Unlimited transactions with no balance requirement
- No monthly service charge
- Online monthly statement
- $50 minimum opening balance
*Requirements for Premium Interest Rate & Free ATM Usage2:
During each Qualification Cycle, these requirements must be met:
- 10 posted and cleared Debit Card purchases3
- One posted and cleared direct deposit or ACH payment
- Receive online statements
What You Need to Know
If the account balance falls below $100 with no activity for 12 months, a $5 monthly service charge will be assessed
- View our Reward Checking Calendar to easily see when the qualification cycle and statement cycle occurs each month.
1$25 maximum ATM fee refund per qualification cycle.
2ATM-processed transactions do not count towards qualifying debit card purchases.
3If requirements are not met, the account will function as a free checking account, earning the base interest rate, but will not qualify for the bonus interest rate or ATM surcharge fee refunds (up to $25).