Free Reward Checking

Enjoy the best of both worlds – our free checking account with the opportunity to earn a premium interest rate, plus free ATM usage nationwide*.

Open Account Online


  • Earn “Bonus” Rate and refunded ATM fees1 when requirements are met.*
  • Interest paid on all collected balances.
  • Unlimited transactions with no balance requirement
  • No monthly service charge
  • Online monthly statement
  • $50 minimum opening balance

Available Services

*Requirements for Premium Interest Rate & Free ATM Usage2:

During each Qualification Cycle, these requirements must be met:

  • 10 posted and cleared Debit Card purchases3
  • One posted and cleared direct deposit or ACH payment
  • Receive online statements

What You Need to Know

If the account balance falls below $100 with no activity for 12 months, a $5 monthly service charge will be assessed

1$25 maximum ATM fee refund per qualification cycle.
2ATM-processed transactions do not count towards qualifying debit card purchases.
3If requirements are not met, the account will function as a free checking account, earning the base interest rate, but will not qualify for the bonus interest rate or ATM surcharge fee refunds (up to $25).

How may we help you?

  • Call

    Call Us
    (877) 217-4682

  • Chat Us

    Chat With Us

  • FAQ


  • Come See Us

    Come See Us

  • Email Us

    Email Us