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Rates

 Rates and APYs accurate as of: July 24, 2015
 

CERTIFICATES OF DEPOSIT*

Term Interest Rates APY CDs APY IRAs** Minimum Balance
6 Month 0.25%1 0.25%28 0.25%58 $500.00
12 Month 0.40%1 0.40%38 0.40%58 $500.00
24 Month 0.55%1 0.55%38 0.55%58 $500.00
36 Month 0.70%1 0.70%38 0.70%58 $500.00
48 Month 0.85%1 0.85%38 0.85%58 $500.00
60 Month 1.00%1 1.00%38 1.00%58 $500.00

 

SAVINGS AND TRANSACTION ACCOUNTS

  Interest Rates APY Minimum Balance to Open  
Reward Checking 0.50% 0.50%6efg $50.00
($0.01-$25,000.00)c
 
Reward Checking 0.15% 0.15%6efg $50.00
($25,000.01 & Over)c
 
Reward Checking 0.05% 0.05%6fg $50.00f  
Interest Checking 0.05% 0.05%6g $500.00
($500.00-$9,999.99)c
 
Interest Checking 0.05% 0.05%6g $500.00
($10,000.00-$29,999.99)c
 
Interest Checking 0.05% 0.05%6g $500.00
($30,000.00-$59,999.99)c
 
Interest Checking 0.05% 0.05%6g $500.00
($60,000.00 & Over)c
 
Money Market 0.10% 0.10%6g $1000.00
($500-$9,999.99)c
 
Money Market 0.10% 0.10%6g $1000.00
($10,000.00-$49,999.99)c
 
Money Market 0.15% 0.15%6g $1000.00
($50,000.00-$99,999.99)c
 
Money Market 0.20% 0.20%6g $1000.00
($100,000.00 & Over)c
 
RateMax Money Market 0.10% 0.10%6g $10,000.00
($1,000.00-$9,999.99)c
 
RateMax Money Market 0.10% 0.10%6g $10,000.00
($10,000.00-$24,999.99)c
 
RateMax Money Market 0.15% 0.15%6g $10,000.00
($25,000.00-$49,999.99)c
 
RateMax Money Market 0.20% 0.20%6g $10,000.00
($50,000.00-$74,999.99)c
 
RateMax Money Market 0.25% 0.25%6g $10,000.00
($75,000.00 & Over)c
 
HSA Checking 0.10% 0.10%6g $50.00
($500.00-$9,999.99)c
 
HSA Checking 0.10% 0.10%6g $50.00
($10,00.00-$49,999.99)c
 
HSA Checking 0.15% 0.15%6g $50.00
($50,00.00-$99,999.99)c
 
HSA Checking 0.20% 0.20%6g $50.00
($100,000.00 & Over)c
 
Savings Account 0.15% 0.15%7g $100.00d  

 

a Required to open and maintain stated annual percentage yield (APY)
c Required to maintain stated annual percentage yield (APY) if no service charge or charge for maintenance is imposed
d If no service charge or charge for maintenance is imposed, $1.00 balance required to maintain stated annual percentage yield (APY)
e Bonus Rate Requirements per cycle to earn stated annual percentage yield (APY):  
  • 10 posted & cleared Debit Card purchases (ATM-processed transactions do not count towards qualifying purchases)
  • One posted and cleared direct deposit or ACH payment
  • Receive Online Statements
f If Bonus Rate Requirements are not met in (e) all funds earn the stated annual percentage yield (APY)
g Fees could reduce the earnings on the account
1 Subject to change at renewal
2 Compounded at renewal
3 Compounded annually
5 Compounded annually on December 31st and/or at maturity
6 Compounded monthly
7 Compounded quarterly
8 A penalty may be imposed for early withdrawal
* Additional Rates available upon request
** Coverdell Education Savings Accounts are setup as an IRA