Rates
Rates and APYs accurate as of: July 19, 2018
CERTIFICATES OF DEPOSIT*
| Term | Interest Rates1 | APY CDs8 | APY IRAs**58 | Minimum Balancea |
|---|---|---|---|---|
| 6 Month | 0.30% | 0.30%2 | 0.30% | $500.00 |
| 12 Month | 0.45% | 0.45%3 | 0.45% | $500.00 |
| 24 Month | 0.65% | 0.65%3 | 0.65% | $500.00 |
| 36 Month | 0.80% | 0.80%3 | 0.80% | $500.00 |
| 48 Month | 1.00% | 1.00%3 | 1.00% | $500.00 |
| 60 Month | 1.25% | 1.25%3 | 1.25% | $500.00 |
SAVINGS AND TRANSACTION ACCOUNTS
Variable Rate – The interest rate and annual percentage yield (APY) for these accounts may change
| Interest Rates | APYg | Minimum Balance to Open | |
|---|---|---|---|
| Reward Checking | 0.50% | 0.50%6ef | $50.00 ($0.01-$25,000.00)c |
| Reward Checking | 0.15% | 0.15%6ef | $50.00 ($25,000.01 & Over)c |
| Reward Checking | 0.05% | 0.05%6f | $50.00f |
| Interest Checking | 0.05% | 0.05%6 | $500.00 ($500.00 & Over)c |
| Money Market | 0.10% | 0.10%6 | $1000.00 ($500-$9,999.99)c |
| Money Market | 0.10% | 0.10%6 | $1000.00 ($10,000.00-$49,999.99)c |
| Money Market | 0.15% | 0.15%6 | $1000.00 ($50,000.00-$99,999.99)c |
| Money Market | 0.20% | 0.20%6 | $1000.00 ($100,000.00 & Over)c |
| RateMax Money Market | 0.15% | 0.15%6 | $10,000.00 ($1,000.00-$9,999.99)c |
| RateMax Money Market | 0.15% | 0.15%6 | $10,000.00 ($10,000.00-$24,999.99)c |
| RateMax Money Market | 0.20% | 0.20%6 | $10,000.00 ($25,000.00-$49,999.99)c |
| RateMax Money Market | 0.25% | 0.25%6 | $10,000.00 ($50,000.00-$74,999.99)c |
| RateMax Money Market | 0.30% | 0.30%6 | $10,000.00 ($75,000.00 & Over)c |
| HSA Checking | 0.10% | 0.10%6 | $50.00 ($500.00-$9,999.99)c |
| HSA Checking | 0.10% | 0.10%6 | $50.00 ($10,00.00-$49,999.99)c |
| HSA Checking | 0.15% | 0.15%6 | $50.00 ($50,00.00-$99,999.99)c |
| HSA Checking | 0.20% | 0.20%6 | $50.00 ($100,000.00 & Over)c |
| Savings Account | 0.15% | 0.15%7 | $100.00d |
a Required to open and maintain stated annual percentage yield (APY)
c Required to maintain stated annual percentage yield (APY) if no service charge or charge for maintenance is imposed
d If no service charge or charge for maintenance is imposed, $1.00 balance required to maintain stated annual percentage yield (APY)
e Bonus Rate Requirements per cycle to earn stated annual percentage yield (APY):
- 10 posted & cleared Debit Card purchases (ATM-processed transactions do not count towards qualifying purchases)
- One posted and cleared direct deposit or ACH payment
- Receive Online Statements
f If Bonus Rate Requirements are not met in (e) all funds earn the stated annual percentage yield (APY)
g Fees could reduce the earnings on the account
1 Subject to change at renewal
2 Compounded at renewal
3 Compounded annually
5 Compounded annually on December 31st and/or at maturity
6 Compounded monthly
7 Compounded quarterly
8 A penalty may be imposed for early withdrawal
* Additional Rates available upon request
** Coverdell Education Savings Accounts are setup as an IRA
