Apply For A Loan

Personal / Auto Loans

When you finance your vehicle through NVB, you’ll appreciate the confidence of working with a lender who is looking out for your best interests.

Features

Competitive rates

Flexible repayment terms up to 60 months

Fast, local decision making

Friendly guidance from a lender you can trust

Financing available for all types of vehicles/equipment
-Cars, trucks, SUVs
-Boats
-Motorcycles
-RVs
-ATVs
-Snowmobiles
-Personal watercraft

To find out the value of a used vehicle, visit NADA Guides

Set up automatic payments or make payments online, by phone, mail, or in branch

Contact Loan Lender for rates, details, or an application

Use our online Calculators when considering a loan

Home Loans

For an affordable home loan and personal service from a local lender, choose Nodaway Valley Bank. We’ll be here for you from start to finish to ensure a smooth transaction.

Features

Refinance an existing mortgage for a lower rate or cash out

Bridge financing is available to purchase another home

Fast, local decision making

Low fixed and adjustable rates available

Friendly guidance from a lender you can trust

Pre-qualification can improve your negotiating power

Contact a Loan Lender for rates, details, or an application for an adjustable rate loan

Use our online Calculators when considering a loan

Home Loans Construction Home Improvement

Frequently Asked Questions

Find the answers here!

How do I apply for a home loan?
Visit our Personal/Auto & Home Loan Center. The following information is usually required during the loan process. Please note that this supporting information is not required to be provided at the same time you provide your loan application.
- Copies of most recent TWO paystubs for EACH borrower
- Copies of W2 forms for the previous 2 years of EACH borrower
- Copies of last 2 years complete Personal and Business Federal Income Tax returns (if applicable) with all schedules included, YTD P&L Statement and Balance Sheet.
- Proof of additional income (Awards letters, lease agreements, etc.)
- Copies of bank/asset statements for the previous 2 months, and a copy of most recent 401k statement, or any additional investment accounts.
- Provide a copy of each borrower’s Driver’s License or state issued picture ID.
- Copy of signed “Contract to Purchase” with a copy of earnest money check
- Copy of signed sales contract when current home is being sold. HUD settlement statement when available.
- Complete copy of all divorce decrees and/or separation agreements along with all amendments.
- Bankruptcy Petition decree, schedule of creditors, and discharge of bankruptcy with letter of explanation.
Can I get a student loan through NVB?

No, we currently do not offer student loans.