Advantages
No overdraft fees—ever
Eliminates costly payroll check-cashing fees
An easy way to budget income
FDIC insured
Use It
Make purchases online, by phone, or in person
Get cash back at the register or any ATM
Schedule online payments with NVB Bill Pay
Set up automatic payments/withdrawals (ACH)
Check writing privileges (A per check fee of $.50 will be imposed for each paper check presented)
Check balances with NVB Online Banking
Reload It
Deposit cash or checks at a NVB ATM or branch
Online or mobile transfer from another NVB account
Mobile deposit checks with the NVB Mobile app
Direct deposit (payroll, tax refunds, social security, etc.)
What You Need to Know
Minors age 12 to 17 may have a Care-free card account with an adult co-owner. $5 minimum opening balance. Paper statements are available for a $4 monthly fee. Online statements are FREE. A $5.00 monthly service charge will apply after 12 months of consecutive inactivity.