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Shop with confidence knowing that NVB’s Overdraft Privilege (ODP) program is there for you when you need it. Avoid the embarrassment and inconvenience of a declined card or check, plus costly fees from merchants for returned checks.
ODP is a discretionary service that the bank may restrict at any time. There is no guarantee that overdrafts will be paid. The bank reserves the right not to pay items that overdraw your account. You should make every effort to immediately cover an overdraft. Any deposits made to an overdrawn account will be applied first to the negative balance.