Which Account Is Best For You?
Select the account you would like to open from the list below, or select learn more for details.
If you would like to continue a previously started application select “Resume Application”.

Free Reward Checking
Enjoy the best of both worlds – our free checking account with the opportunity to earn a premium interest rate, plus free ATM usage nationwide.
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Free Checking
Manage your funds via check, debit card, and online banking without the worry of balance requirements to avoid monthly service charges.
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Savings
Building up a traditional savings account offers comfort and readiness for any unexpected expenses. Start saving today.
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NVB Young Savers Account
Introduce your children or grandchildren early to the habit of saving with an NVB Young Savers Account. No minimum balance, no monthly fee, and the potential to earn interest on collected balances. Open with just $25.
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NVB Care-Free Card Account
The NVB Care-free prepaid card account offers the simplicity of a prepaid card with the benefits of a banking relationship. There is no activation fee or balance requirements—and there are no overdraft fees. It really is a care-free solution.
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Health Savings Account (HSA)
NVB Health Savings Accounts allow employers to make tax-free contributions to employee health insurance plans. Employees may also fund these accounts through pre-tax payroll deductions.
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RateMax Money Market
Earn interest at a higher rate than with a traditional savings account. Plus you’ll have immediate access to funds and can write checks from the account. Open a RateMax Money Market account today.
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Certificate of Deposit (CD)
A Certificate of Deposit (CD) is a great way to earn more interest on your savings without worrying about the safety of your funds.
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All accounts except HSA require funding to complete the opening process. You can fund with a credit/debit card, transfer from another financial institution, or transfer from your existing account at Nodaway Valley Bank. If you have questions regarding funding your online account please call us at 1-877-217-4682.
See details on how your personal checking account can help off-set monthly business banking fees.