Which Account Is Best?

Select an account from the menu below, then Learn More for features. To continue a previously started application, select Resume Application.

Free Reward Checking

Enjoy the best of both worlds – our free checking account with the opportunity to earn a premium interest rate, plus free ATM usage nationwide.

Health Savings Account (HSA)

NVB Health Savings Accounts allow employers to make tax-free contributions to employee health insurance plans. Employees may also fund these accounts through pre-tax payroll deductions.

Free Checking

Manage your funds via check, debit card, and online banking without the worry of balance requirements to avoid monthly service charges.

RateMax Money Market

Earn interest at a higher rate than with a traditional savings account. Plus you’ll have immediate access to funds and can write checks from the account. Open a RateMax Money Market account today.

NVB Care-Free Card Account

The NVB Care-free prepaid card account offers the simplicity of a prepaid card with the benefits of a banking relationship. There is no activation fee or balance requirements—and there are no overdraft fees. It really is a care-free solution.

Certificate of Deposit (CD)

Certificate of Deposit (CD)
A Certificate of Deposit (CD) is a great way to earn more interest on your savings without
worrying about the safety of your funds.


Building up a traditional savings account offers comfort and readiness for any unexpected expenses. Start saving today.

All accounts except HSA require funding to complete the opening process. You can fund with a credit/debit card, transfer from another financial institution, or transfer from your existing account at Nodaway Valley Bank. If you have questions regarding funding your online account please call us at 1-877-217-4682.

See details on how your personal checking account can help off-set monthly business banking fees.

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Never Ask…

Did I pay that bill?



Use your NVB debit card to automatically pay recurring expenses. Set it once and celebrate!